The Toyota Camry is easily one of the most revered vehicles, but a lot of that praise comes in terms of reliability and comfort. But the Toyota Camry car insurance cost tends to be a bit of an enigmatic subject for drivers. New Toyota Camry 2020— If you are contemplating purchasing the new version of the Toyota Camry, then you want to know just how much in insurance premiums you could pay. For a complete understanding of Toyota ownership, don’t miss our guide on Toyota Roadside Assistance in 2025. You can learn more about the Toyota Camry Insurance Cost in this post and what the pricing of Toyota Camry insurance will be in 2025.
Family reviewing Toyota Camry insurance documents
I. What Will Toyota Camry Insurance Cost You?
Key Factors Affecting Insurance Rates
Several factors contribute to the cost of your Toyota Camry insurance. Those are your driving record, city, and the Camry model year. The only thing that you pay for is insurance (only in the states where you drive), but this means prices can be hugely different—insurance on a Toyota Camry in California will vary from Texas and Malaysia, since there would be other laws and risks involved. If you’re considering extra protection, learn more about Toyota Gap Insurance and how it can affect your overall insurance plan. That’s why you might want to seek insurance quotes for the Toyota Camry from multiple insurers and find a Toyota Camry car insurance cost calculator that can work with those variables and return estimated premiums.
How does the Camry compare against other sedans?
Toyota Camry car insurance prices are often significantly cheaper than those of any other sedan. Camry owners will find that California and Texas are home to some of the most affordable rates in car insurance, making both of these states among the nation’s best for Camry owners, thanks to their top-notch safety records and low-average repair costs.
Toyota Camry insurance
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II. 10 Facts You Never Knew About Toyota Camry Insurance Rates
Average Annual Premiums in 2025
The average Toyota Camry car insurance cost for 2025, meanwhile, is more than in the old days but well below that of luxury cars. Wondering, “How much is insurance on a Toyota Camry? Depending on your tax situation, this amount would differ, but on average, it might be close to $1400 yearly in a tax cut.
How Where You Live Affects the Rate
Where you call home plays a role in what you pay for your Toyota Camry insurance each month. As an example, Toyota Camry insurance prices in Ontario likely differ from those in California due to local accident rates and differing legal coverage requirements.
The Fact That Your Driving Record Has An Impact
More ways to cut your Toyota Camry car insurance. Having a clean driving record can result in lower insurance rates for a Toyota Camry. Each year, that is an extra $1,602 for one ticket.
The Role of Your Age and Sex
Young drivers may face higher insurance rates for the Toyota Camry. Additionally, your gender could play a role in the cost to insure your vehicle. Choosing a car insurance forum can help you find better rates for people of your age.
Camry’s Model Year and Trim
Related Reads: Average Car Insurance Rates in the U.S. Old models (2001 Toyota Camry 4DR) New models of the same car, like a 2007 Toyota Camry, too, have substantially lower insurance costs. On the other hand, you may pay more monthly for insurance on a 2025 Toyota Camry with enhanced safety features due to its expanded safety features.
Effect on Your Premium Because of Your Credit Score
In the USA, many car insurance companies use credit scores to determine the cost of your Toyota Camry insurance quote. The rate of lien status decreases as the score increases.
Learned Discounts—You May Be Missing One
Ask about discounts for items like a car alarm and safe driving courses. Several California insurance companies and insurers are offering special deals for Camry owners in 2022.
How Safety Features Lower Costs
And it can also help keep you safe… after all, that’s the point! These traits could translate into lower Toyota Camry insurance prices in Malaysia and India.
Real New Camrys vs Used Camrys Cost Premium
A 2012 or 2014 Toyota Camry insurance policy will give you lower rates than a new version. The total amount of coverage we have is the other part of this equation. It will also determine our monthly premium. The insurance cost of the 2024 Toyota Camry will probably go up quite a bit if you also take comprehensive coverage.
Save by Bundling Policies
You may save a lot more depending on which car insurance companies in California you bundle your Toyota Camry insurance with (like home or renters insurance), so it makes good sense.
III. 2021 Toyota Camry Insurance Comparisons”
We compared the Toyota Camry insurance costs mentioned in Reddit discussions, and it appears that most owners appreciated the lower premiums for their Camrys compared to rivals like the Honda Accord. Although the new Camry car insurance cost in 2025 may or may not remain cheap, it should still rank among the most inexpensive midsize sedan models.
IV. Tips To Lower Your Toyota Camry Car Insurance Rates
Practical Steps for Savings
Compare Car Insurance Companies | Auto Insurance Quotes Research the Best Rates on Car Insurance. Car Insurance Companies 2022—Toyota Camry Insurance Cost: Shop Around For The Best Deals
Get Rates Now With the Toyota Camry Insurance Cost Calculator
Higher deductibles decrease monthly payments.
Toyota Camry owner celebrates insurance savings
Toyota Camry insurance savings
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The Cheapest Toyota Camry Auto Insurance Over Twelve Months
Look up Toyota Camry insurance rates with search phrases such as “Toyota Camry insurance cost agency California” or “Toyota Camry insurance cost your area 2022” for our essential pricing trick. You can find your Toyota Camry insurance cost, rates, and quotes from companies like Lemonade, which can be tailored to your specific requirements. Discover how Toyota Toggle Insurance savings could help you reduce your monthly premiums.
V. FAQs
How much is insurance on a Toyota Camry?
It varies, but the average is around $120 per month.
How much is car insurance for a Toyota Camry?
Factors include your location, driving record, and model year.
How much is insurance for a Toyota Camry?
Use a calculator for a personalized estimate.
VII. Conclusion
I will review each model year to determine the average monthly cost of Toyota Camry insurance. Regardless of whether you own a 2009 Toyota Camry or the latest model, ensure you obtain quotes from multiple companies and understand the factors influencing your rate.
For more expert advice and guides, visit our Toyota vehicle insurance section.
VIII. Call to Action
Ready to find the best deal? We can assist you with obtaining an insurance estimate for your Toyota Camry! Share your experiences or questions in the comments below!